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Absolutely! While a mortgage valuation is essential for your lender's purposes, it primarily safeguards their interests. A pre-purchase survey, on the other hand, focuses solely on your interests as the buyer. It provides a comprehensive assessment of the property's condition, highlighting any potential issues or concerns that may impact your decision or require attention.
Yes, you have the freedom to choose an independent surveyor who works exclusively for your benefit. While your lender may offer additional survey options, their primary concern is protecting their investment. Opting for an independent survey ensures that you receive impartial and thorough insight into the property's condition, allowing you to make informed decisions.
Absolutely. Despite the shared ownership structure of flats, it's crucial to conduct a thorough survey to understand the condition of the individual unit and the building as a whole. Our pre-purchase surveys not only assess the physical aspects of the property but also delve into management issues such as maintenance, safety, and communal facilities. This comprehensive evaluation helps you make an informed decision and avoid potential pitfalls associated with flat ownership.
Yes, even with an NHBC guarantee in place, a pre-purchase survey is highly recommended. While the NHBC warranty provides coverage for certain defects, it has limitations, and not all issues may be covered. Our surveys go beyond the scope of the NHBC guarantee, identifying any potential concerns or defects that may require attention. This proactive approach ensures that you have a clear understanding of the property's condition and can address any issues before they escalate.